Licensing Disclosures

Emet Lending Group, Inc. DBA Emet Mortgage Equal Housing Lender headquartered at 2601 Saturn St., Ste. 200 Brea, CA 92821. Toll Free # 866-777-3638.
NMLS ID # 1301672 | FHA LENDER ID: 01018-0000-8F | FREDDIE MAC SELLER/SERVICER # : 173330
Emet Lending Group, Inc. DBA Emet Mortgage is licensed in the following states:

State License
ALABAMA Alabama Consumer Credit License # 22958
ARIZONA Arizona Mortgage Banker License # 1032668
CALIFORNIA - DFPI Financing Law License # 60DBO-126663
CALIFORNIA - DRE Real Estate Corporation License Endorsement # 01979688
COLORADO Colorado Mortgage Company Registration
DISTRICT OF COLUMBIA District of Columbia Mortgage Dual Authority License # MLB1301672
FLORIDA Florida Mortgage Lender Servicer License #MLD2166
GEORGIA Georgia Mortgage Lender License/Registration # 1301672
MARYLAND Maryland Mortgage Lender License # 06-24726
NEVADA Nevada Mortgage Company License # 5742
NEW JERSEY New Jersey Residential Mortgage Lender License
NORTH CAROLINA North Carolina Mortgage Lender License # L-202523
SOUTH CAROLINA South Carolina-BFI Mortgage Lender / Servicer License # MLS-1301672
TENNESSEE Tennessee Mortgage License # 1301672
TEXAS Texas - SML Mortgage Company License
VIRGINIA Virginia Lender/Broker License # MC-7172
WASHINGTON Washington Consumer Loan Company License # CL-1301672

For State of New Jersey

Licensed by the New Jersey Department of Banking and Insurance

This disclosure notice only applies to the residential mortgage loans on real estate located in Texas.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.

NOTICE: All loans are subject to credit, underwriting, and property approval guidelines. Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Terms, conditions, and programs are subject to change without notice.